Cosmetic surgery is performed to reshape normal structures of the body in order to improve appearance and self-esteem. Cosmetic surgery is usually not covered by health insurance because it is elective.
Reconstructive surgery is performed on abnormal structures of the body caused by congenital defects, developmental abnormalities, trauma, infection, tumors or disease. In general, reconstructive surgery is performed to improve function, but may also be completed to approximate a normal appearance.
Reconstructive surgery is typically covered by most health insurance policies, although coverage for specific procedures and levels of coverage may vary greatly.